First Time Home Buyer Class Washington State Housing and Finance Commission
At this fun first time home buyer's class you will learn about many different loan products including the Washington State Housing and Finance Commission down payment assistance loan products. You will learn about the credit, income, and assets required for mortgage loans. You will be guided through the entire real estate process which will include getting pre-approved, shopping for a home, making an offer, the closing process, and much more! Lunch is provided and we will break up the day with educational games! Your instructors will be Walter Howard, Certified Mortgage Planning Specialist and Sales Manager of The Howard Team at Fairway Independent Mortgage Corporation, and Katie Ferguson, Real Estate Broker at The Toril Sells Houses Team. Between your two instructors, they have more than 30 years experience in the Pacific Northwest Real Estate Industry.
About Walter
Walter Howard has been working in the mortgage origination and leadership field since 1999. His experience and his team will provide you with peace of mind and certainty. As a licensed loan officer Walter will take the time to fully understand both your short-term objectives as well as your long-term financial dreams and will present you with the best options available to you in today's fast-paced and ever changing mortgage market.

Walter and Emily’s capable and experienced team will keep you updated with proactive and predefined milestone updates so you are never in the dark about what has been accomplished so far and what is still remaining. You will have even more peace of mind knowing that all of the Processing, Underwriting and Funding of your loan is done here locally in the Seattle area. We offer in-house loan programs including:

-Down Payment Assistance Programs - Conventional - Jumbo - FHA - VA - USDA - Rehab loans (full & light)

In his life outside of work, Walter enjoys spending time with his wife, Yorkie, and two boys. His hobbies include hiking, traveling, sports of all kinds and serving his local community.



About Katie
Katie Ferguson is a real estate broker on The Toril Sells Houses Team. She has more than 10 years of real estate experience. She is a buyers and sellers agent. She is a strong negotiator and her clients all say she is easy to talk to. She lives in Covington, WA with her husband and two children. 
Testimonials
On this Thanksgiving Day I'm taking a break from my family celebration to acknowledge how grateful I am for Walter Howard and his team. We were struggling to find a home, and navigate a tricky market as interest rates climbed and stalled out with another lender when we reached out to Walter. He walked us through every step of the process, calmed my anxious nerves, and found us an amazing rate. We couldn't be happier with the service we received from the entire equity team. Thank you, Walter. On this Thanksgiving Day, you are one of the things we're grateful for. We hope you're having a great holiday!
- Katie Hubbard
mukilteo
Walter, Emily, and Katie were up front and honest from the start. They never beat around the bush. We needed a lender that was going to give us the honest facts and have our best interest at heart. Walter, Emily and their entire team did just that. We felt that we were getting the best rate during a time in the market that was very challenging. We will definitely work with them again in the future and recommend them to anyone else!
- Liz Bell
Lacey
As someone who was buying my first home, I was extremely uneducated on everything that goes into the process. Add on top of that moving across country from New York to Seattle there were alot of moving pieces. Walter made me feel like he was genuinely and personally invested in making sure everything went smoothly with the purchase. I had a ton of questions and Walter broke everything down for me in as simple a way for me to understand. His team was stellar and communicated to me every step of the way and made sure to let me know what / when I was responsible for. As I sit here typing this, I look out my balcony to an amazing view of Elliott Bay knowing that this would not have been possible without the effort and help of Walter and the Howard team.
- Brian Douglas
Seattle
Join us on Saturday, March 4th, 2023
Space is limited. Reserve your tickets ASAP. We look forward to educating you about the home buying process!

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